Real Estate

(Apartments, villas, offices, clinics, and lands)

The real estate sector is considered as one of the engines that drives the national economy, and needs innovative and unconventional sources of financing that cater to the needs of customers. Leasing is considered as an appropriate financing solution that allows customers to own properties instead of having to rent them.

Features

Financing up to (100%) of the asset value
The asset itself serves as the primary guarantee for the financing
No salary transfers needed
Installments are in line with the client’s (the Lessee’s) monthly income
The leasing period is commensurate with the nature of the asset, and may reach up to (30) years for apartments
Competitive leasing rate
It is possible to sell the property during or after the end of the contract period without having to pay any transfer of ownership fees (in special circumstances)
High degree of flexibility when it comes to installments, whereby monthly installments may be reduced, with an extra amount added for settlement at the end of the contract period, should the client (the Lessee) wish to do so
It is possible to use the variable installment method in a manner that is in line with the client’s (the Lessee’s) income
High degree of flexibility and fast procedures.

Required Documents

Copy of the identity documents (National ID for Jordanians, Passport, and Personal Number for non-Jordanians/foreigners).
Copy of the employment contract and residency for expatriates.
For employees: A recent salary attestation certificate and salary slips for the last 3 months, or company registration certificate and valid profession license.
For self-employed individuals: The company registration certificate, valid profession license, and a brief description of the nature of the work.
Social Security Statement for residents (if available).
A recent bank statement for the last 6 months.
Recent documents for the property intended to be purchased (property registration deed, organizational scheme, land survey).
Property valuation by a real estate appraiser approved by us.
A list of personal assets with proof of ownership (If available).
Preliminary sale contract.

*The company has the right to request any additional documents if necessary.

*Terms and conditions apply.

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